February 24, 2005

  • Death and Taxes


    I figured up my Income Tax Situation last night.  I've used turbo tax for the past five or six years, so I went back and logged in there again.  That was a mistake.  Not an egregious one, but when I got down to the end and realized how much I'm having to pay to file that return, well, it bites. 


    I didn't make enough money last year to owe anything.  How pathetic is that?  Well, it gets worse, I figured wrong on the maintenance (alimony) that Tim paid me.  I accidentally doubled it.  I still didn't have enough in the income column to owe anything.  You know that when you are so far down that even Uncle Sam is ashamed to dip into your pocket, it's bad. 


    I will however be getting a small return.  I'm glad, grateful even.  I know that I need to have my brakes checked and it's time to at least change the pads.  (I'm hoping we don't have to turn the rotors.)  And the return I'm getting should almost cover that work. 


    So to balance out my depression over my personal economic depression ... I made a list of material things I want to have.  LOL - I know, it's fuzzy logic at best.  Kind of like that Peter Pan movie with Robin Williams and the sad weepy Tinkerbell.  Remember that they had to imagine the food first and then it would appear?  If your imagination didn't work, you went hungry. 


    I'm imagining big time.  So far the list is short, but I think that it could grow with a little practice.  The first thing on the list is a home I own.  I was surprised when I wrote it down because without realizing it, I've imagined this home in minute detail.  I know approximately where I want it to be (west of the mountain), how many square feet (1500ish, not counting garage), and how many rooms (3 br, 2 bath).  I know that I want a condo, so there won't be yardwork.  I know that I want a fireplace and I can picture the kitchen as clearly as if it were a photo in a magazine.  I can even see a few furninshings that I don't presently own but every time I think "home" I can see this certain rug on a tiled entryway. 


    I want a low deck out back, bricked barbeue, and a hot tub with all the jets for massaging my back.  (Yeah, even in my dreams I have a bad back!  LOL)


    Since I want a garage, I want a car for the garage.  I'm thinking something ... convertible.  I looked online at the new Cadillac XLR but apparently it doesn't come in red, so I'm gonna have to keep looking.  I did like the way they've borrowed styling and details from the Corvette, so I MIGHT have to compromise and go with another color, but that would be pretty drastic.  I really think it should be red.


    What else?  I want a laptop computer.  Doesn't have to be fancy, I don't want to run the Pentagon or anything, just the White House and really how hard could THAT job be. 


    Right there, it kind of stopped.  I'm sure I'll add more things to my wish list, but for now, it's enough to dream. And to think that all these dreams are acheivable with hard work and persistence. 


    I had a good day yesterday, and in fact I've had a decent week as far as work goes.  I met with a sales rep for one of the local builders and we worked it out for me to be the on-site lender at their newest development.  Whoot!  I'll be going over on Saturday to take any applications and begin the processing on whatever buyer comes through.  SO lets pray for good weather, right? 


    I met with a fabulous realtor on Tuesday and I have an appointment with another tomorrow afternoon.  I need to have about ten of these people on my "team" bringing me their business.  I'll be happy to start with two or three, but the more the merrier for us all. 


    And for now, dreaming aside, I'm just happy that I have my needs met and it looks like I'll be getting my brakes tuned up soon.  How could life be better than that?


     

Comments (12)

  • What a great positive outlook!  As long as you are making that wish list, add a private jet in there for me.  Something big so I can gather up all of my Xanga pals and fly them to Figi for a week each year.   Our next home will probably be a condo too.  I'm sick of mowing an acre all summer...and Texas has loooong summers.

  • Hmm.  I'm in Texas too.  We didn't even have a winter in my neck of the woods this year, but we sure have been getting the rain lately.  I won't be filing income taxes again this year as I had no income.  You think you're in bad financial straights?  LOL.  I do own my own home, though if I don't find a job soon I won't be able to pay for electricity.  LOL.  Sure hope your positive outlook is contagious!

  • In your new home......will there be a gas fireplace?  Or do you prefer wood burning?    I prefer to flip a switch or push a remote control and have instant fire.....makes me feel powerful! 

  • I dream like that but I usually have to stop myself before getting too depressed

    That reminds me to do my taxes - and to buy TurboTax!

  • Dawn - Definitely gas.  I don't want to have to deal with buying wood and lighting fires, I want to flip the switch.  LOL. 

  • here's hoping for you...

  • Taxes...
    I once didn't file for 4 years prompting the IRS to send a letter... I sent a letter back telling them to go ahead and look at my earnings those 4 years while I was in college, that IF I'd have filed-- they would owe ME money... they pretty much replied like that Gilda Radner character (the one who made impassioned TV editorials mistaking violins for violence?) Saying, "Never mind."

    I don't think it will be too long before you see most (if not all) your dreams coming true (maybe NOT the white house one-- I think Hillary's got dibs on that one)...

  • May you get your entire list very, very soon, Terri.  Give the amount of work you pour into it, surely you will!

  • Here's wishing you all the best!

  • well you got dreams still...

  • FYI....the XLR, for all intents and purposes, IS a Corvette.  Underneath.  It uses the same chassis and suspension.....

  • I can already see the boys roasting marshmallows in the fireplace.

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